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Legacy Planning

A Gift of Charitable Gift Annuities

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A Win-Win Donation Option

If you would like to make a donation to {{ChapterLong}}, supplement your income during your retirement years and qualify for tax benefits, consider establishing a charitable gift annuity.

How It Works

You make a donation and we, in turn, agree to pay a fixed amount each year for life to you alone or to you and another person you select. The rate of payment is set at the time of your gift and doesn’t fluctuate with the stock market, interest rates or inflation. After the lifetimes of the people receiving payments, the remaining balance is used to support children and families in need.

Create a gift annuity. You qualify for an income tax deduction and payments for life.

Your Benefits

  • You have potential to receive increased disposable income.
  • You are eligible for an income tax charitable deduction for a portion of the gift, when you itemize.
  • A portion of your payment is income tax–free throughout your estimated life expectancy.
  • Any long-term capital gains income can be reportable over your life expectancy, in most cases.
  • After your lifetime, the remaining portion of your gift will support our mission, helping to fulfill your charitable goals.

Steps to Take to Make Your Gift

  1. Determine which asset to donate. You can fund your gift annuity with cash, stocks, bonds or possibly another asset.
  2. State who should receive the payments. You can receive payments for life, or you can provide payments for another individual—typically your spouse, but it could also be a parent, adult child, family member or friend.
  3. Decide your payment date. Your payments can begin immediately, or you can defer the start of your payments into the future. Deferring your payments can increase your annual payout as well as your income tax charitable deduction.
  4. Contact {{Contact}} at {{ChapterLong}} to help you determine, with your financial advisors, if a gift annuity is right for you.

©Ronald McDonald House Charities
The following trademarks used herein are owned by McDonald’s Corporation and its affiliates; McDonald’s, Ronald McDonald House Charities, Ronald McDonald House Charities Logo, RMHC, Ronald McDonald House, Ronald McDonald Family Room, and Ronald McDonald Care Mobile.

The information on this website is not intended as legal or tax advice. For legal or tax advice, please consult with an attorney. Figures cited in examples are for hypothetical purposes only and are subject to change. References to estate and income taxes apply to federal taxes only. State income/estate taxes or state law may impact your results. Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association. A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association affiliated with the Oklahoma Insurance Department. Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division of Insurance.